Guest Blogging and Your eCommerce Stores

A great way to increase the traffic to your eCommerce store is to coordinate with a specialty blog or website that caters to your target audience. You probably don’t want to target one that already has an eCommerce store, but … Continue reading

Where My Goals At: 2013 Q2 Recap

Goal Setting I’m not sure where to even start this post, but I feel like there’s no time like the present to dig into my progress with this year’s goals. Of course, the majority of these have changed or are changing given all of the recent things happening but I feel it’s necessary to take some time to analyze what’s going well and what can be updated as we move into the second half of 2013 (seriously, where is this year going?!).

One of the biggest reasons I’m excited to write this post is that even though things are changing drastically and there are plenty more ‘misses’ than there are ‘hits’ with my goals right now, I refuse to make excuses about why things aren’t the way I’d hoped when I wrote this list in December and January. I’m dead set on not falling into any financial or emotional traps that could delay my progress, and I’m staying true to my theory that financial freedom doesn’t just happen; it’s earned.

Luckily, things on the money front have been stable and consistent. Where things took a bit of a nose dive are in the personal and household departments but I’m confident the recent things I’ve added to my life to make it healthier and more balanced are going to pull it all together before the year ends.

Without further adieu, the good, the bad….and the ugly…  :)

My 2013 Personal, Financial and Household Goals:

2013 Financial, Personal and Household Goals

Financial Goals:

  • Save $1,200/month in long-term savings: CHECK. I’m still making this goal, but I will need to step it up a bit for the remainder of the year. I’ve saved $3,000 in January, $1,310 in February, $2,500 in March, $1,300 in April, $1,490 in May, and $3,025 in June.
  • Double miscellaneous monthly income: CHECK. I’m doing alright with this–even with the crazy month that June was, I still am hovering at very respectable numbers for my freelancing income. Considering March’s monster sum of $10,000, I would like to ramp up my efforts in the coming months to see if I can break the $10K mark again. 
  • Have at least one month where extra income is $1K+  CHECK. So far, every single month has been well over $1K. Here’s to hoping this continues!
  • Fully fund trips to Kauai and Dubai. CHECK. Both of these trips were incredible. You can view my photo recap of Dubai and read about how I ended up spending an additional $3K to stay in Hawaii longer with my BF since we were having an epic vacation. The good news is all of this fit into the budget and it didn’t set back any of my savings goals.

 

Personal Goals

  • Run at least 30 miles/week. FAIL. Well, I was on track with this a few months ago, then I had a heart attack last month. Needless to say, this is at a standstill right now, although I was cleared to “jog” last Friday (clearly, my doctor doesn’t know me very well). This is now going to be replaced with the goals listed next and I will continue to run whenever I can, but I’m not going to put so much focus on counting the miles.
  • Attend yoga and meditation weekly. NEW GOAL. I’m now attending yoga classes every Friday morning, meditation every Wednesday night, and I’ll be volunteering at a friend’s yoga studio once/month to earn more free classes that will be sprinkled into the mix. These are possibly two of the best things I’ve ever done in my life, and they are already having a hugely positive impact on how I feel, how I manage my stress, and how I grow from the recent challenges I’m facing. I know in my heart that this is a life-long change that couldn’t be more welcome!
  • Complete another ultra marathon. AMENDED. Clearly, no ultramarathon is happening this year. But, I am signed up for the Disney Dopey Challenge in January (48.6 miles in 4 days), and I’m signed up for a regular marathon in October. I won’t be “racing” that marathon, but I do hope everything continues to improve with my health so I’m able to finish it.
  • Complete Q&A a day project. FAIL. I’m abandoning this goal in lieu of the next one…
  • Complete a daily gratitude journal entry. NEW GOAL. Part of what helps me triumph over the struggles and challenges I’m faced with is that I’m a genuinely happy, positive person. I’ve decided to celebrate that which I have instead of dwelling on what I don’t have in order to keep my positive outlook on life intact. This simple exercise will pretty much ensure I’m able to keep trucking along. And when I have a bad day, I’ll certainly be reviewing the past entries!
  • Improve blog stats. IN PROGRESS. I still want 2013 to be the year of The Happy Homeowner, but I need to get my groove back with blogging. With that will come an immediate need to work on further developing this blog. I’m looking to increase , , , and link/SEO efforts. 
  • Cook my way through The Joy of Cooking. AMENDED. It’s too much to focus on right now–what I need to be putting my effort towards is consistently taking care of my body by eating healthy, whole foods. This goal will be tabled until next year. 
  • Write my business plan. AMENDED. Since I kicked the 9-5 to the curb in February, I’ve steadily been growing my freelancing efforts. I’m excited to announce a few new projects I’ve been working on, but I’ll save that for a monster post next week.  :)

 

Household Goals

  • Complete home office renovation. AMENDED. Now that I’m selling my condo, there’s no need to focus my efforts on any DIY projects for the current place. However….
  • Move into my new apartment and do a complete cosmetic overhaul. NEW GOAL. I’ll be moving into my new place (complete with garage and driveway!) in August. The place is huge, but it’s very dated. I plan to put my DIY skills to good use to give the entire place a facelift. It will be hard to not have complete freedom since I’m renting for the next year until I figure out my permanent plans, but I’ve already gotten permission to paint and decorate as I see fit.  
  • Cook at least 4 dinners/week. CHECK. They might not be from the Joy of Cooking, but I’m still doing a good job of cooking at home more than I’m going out to eat. I have allowed myself a bit more freedom in the past few weeks, but I’ll be right back to cooking 4+ dinners each week once I’m settled in the new place.
  • Complete kitchen renovation. AMENDED. See above–I’m selling! P&S was already executed, so it’s just up to the bank now…fingers are crossed!!!

 

How are you doing with your 2013 goals?

Why Boundaries are Crucial for Your Emotional and Financial Stability

The Importance of Setting Boundaries One of the large pieces of personal growth I’m currently working through is learning how to set appropriate, healthy boundaries in my life. As I’ve been processing all of the crazy the past 5-6 weeks brought along with them, I’m making a lot of great changes that are having a tremendous, positive impact on my well-being.

While these things are aimed at managing my stress in the best way possible (yoga, meditation, etc), there is still a need to address any underlying issues that might have contributed to my epic meltdown over Memorial Day weekend.

This is where boundaries come into play.

A Boundary Inventory

Over the course of some very intensive talk therapy sessions, I’ve become aware of my tendency to internalize the stress, fear, anger, and other negative emotions of others–at the cost of my own stress levels. Rather than holding firm with my boundaries and voicing my concern if someone is “dumping” on me, blaming me for something that I had no contribution to, or being a bit too nosy about what’s going on in my life, I tended to clam up and just sort of sit there or share too much, talk too much, and make myself much too vulnerable.

Eventually, the lack of response on my part meant that all of that negativity was being internalized. As a truly happy, positive person, this created a lot of internal confusion and stress for me. I became someone who would seek to work out the issues and problems of others at the expense of what I needed to be working on myself. It’s a pattern that has most likely grown out of my (quite rocky) upbringing, and it’s incredibly refreshing and liberating to finally be stopping it cold in its tracks.

The good thing is that I have made progress in setting boundaries in certain parts of my life, such as at work and with my finances. I have learned the power of ‘No,’ as I mentioned in my post about how I learned to say no, slow down, and stop buying. I’ve also learned to celebrate my worth as a freelancing professional who’s currently chasing down my dream to be my own boss in a successful way. None of these would have been possible if I didn’t have the confidence and strong sense of self that has helped me navigate all of the various challenges in my life with grace and dignity.

Setting Personal Boundaries

As I take stock of what I’ve already accomplished and where I’d like to end up on this journey, I now understand that the last step in having a full repertoire of boundaries at my disposal is to establish (and maintain) personal boundaries. While this isn’t necessarily “easy” work to do, the feeling of freedom I’m already experiencing is quite motivating.

There are a few steps I’m taking to ensure these new boundaries will be realistically identified, maintained, upheld, and augmented as necessary (these are like a budget; not a “set it and forget it” entity–they require maintenance and attention!):

Completing Personal Inventories

This is the hardest part of the process–to finally deal with all of the things that I’ve been through in my life in a complete manner. Fully processing every aspect of the various experiences; including the who, what, where, when, and why (or perhaps coming to terms with the idea that I may never understand why).

Processing Emotions

With the inventories come the emotions. It’s a painful ride of emotion that I’m facing head-on without the crutch of any maladaptive coping mechanisms. The great thing here is with each memory or experience I’ve already processed, I’m becoming stronger and more ready to face the next set. From accepting my unhealthy childhood (perhaps fodder for another post in the future–not sure I want to share this here) to processing what’s gone on in the past year, I’m making great strides nearly every day.

Creating Lists

The lists seem to be never-ending but they are invaluable. While at first I felt a bit silly and definitely self-conscious about these assignments, I’ve begun to look forward to writing more as time goes on.

The first lists for the boundaries work included lists of what types of things I’m not comfortable with when people around me are doing them (criticizing, judging others, etc.), types of things I’d like people to stop doing to me (being rude, ignoring me, etc), and types of things that I will no longer allow people to say to me without standing up for myself (ie. an ex BF from my past who harassed me for weeks when he found out I had begun dating someone else months later).

Other lists have included what my expectations of others are, an assessment of how available I make myself for the needs of others (and what it costs me), and a list of how I feel while around certain people in my life. With each new list, I’m identifying the patterns I will change, the people I need to cut ties with, and what I need to become the whole, healthy version of myself.

Taking Action

As with any new change I’m putting into place, the importance of taking action is paramount. I already know that there might be objections to this new, stronger Jen that some people won’t be prepared for, but I’m ready to cross that bridge because I’m resolved to being consistent, staying patient, remaining calm, being responsible for my own emotional reactions instead of those of other people, and identifying when compromise is an effective choice without “giving in” or “going against” my own beliefs or what I need to stay balanced.

Boundaries and Finances

I mentioned above that I’m solid when it comes to setting boundaries in my financial life. Gone are the days of lending money to people, spending more than I earn, and trying to maintain a facade of success with material objects due to societal influences.

If you find yourself struggling to maintain boundaries in your own financial life, you might want to consider completing your own inventory or lists. As you work through the various stressors that are keeping you from reaching your financial dreams, be sure to accompany each with a tangible, realistic course of action that will help you change your situation.

Once you have your lists and know what your plan is, don’t waste even a second putting it into place. Today is the day that you can take the first step to achieving your goals. While you might find great support from others, remember that you and you alone are the only one that can do the work to ensure these changes are permanent and having last effect on how you manage your money. Believe in yourself and your ability to succeed.

Should you find that your finances are in check, consider other areas of your life where your boundaries might need a refresher. From work to friendship to fitness, there are always ways to improve the person you are today in order to become the best version of yourself tomorrow.

Moving Forward

After reviewing all of the progress I’ve made over the years with my ability to manage money well, I’m excited to realize that the potential for my latest phase of change is literally bursting at this point. I’m not worried about making all of these healthy changes because I’ve done it before, and I know just how sweet the future will be as these things work themselves out.

The best part? Positive, happy rewards are already coming my way–the change is already happening!  :)

How do you maintain your own boundaries in life?

 

 

Budgeting for a Mediterranean Cruise

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