Hello to who I hope will be many happy readers!  Follow my journey through the trials and tribulations of first-time home ownership in an expensive, urban city.  This blog will be a venue for my many thoughts regarding personal finance, home ownership (and improvements!), shopping/fashion, saving $$, cooking/couponing/recipe sharing, and whatever pops up in between.  Please note that I am not a financial planner, nor do I suggest following the advice/opinions stated in this blog.  Thank you for reading and welcome!