Ugh…the “joys” of home-ownership! I’ve just written a check for $1,000 to cover part of my costs for new gutters (another $833 is due in two weeks). As much as I realize the necessity to protect my home/investment, I had to cringe when sending the check rather than transferring it into my savings account. On the bright side, all costs are covered without pulling additional $$ out of savings!! This will definitely impact my monthly goals, but I’d rather have that then debt