I realized this weekend that old habits die hard.  My emotional spending habit reared its ugly head on Saturday after I came to the difficult conclusion that I won’t be able to take my trip this month after all (now, on the bright side, I can say that there are very good reasons why this trip cannot happen–plus I will now be putting a boatload into savings!).  I don’t have the exact numbers yet (gasp!), but I think I’m going to have to be very creative in order to make it through the remainder of the month.

Plus, I had a shocking experience about five minutes ago while logging into my online bank account:   My cell phone bill was $201.43!!!!!!    After frantically logging into my phone account to see what went so very, very wrong, I learned that I went over my monthly minutes by a whopping 272.  Oy…I suppose the silver lining of the projected savings bump/no travel is that I can easily pay this bill from the monthly budget.  Moral of the story:  watch those minutes!!!!