Last week was perhaps the most epic PF fail I’ve experienced in quite some time. I not only completely blew my March budget, but I also left myself with a shortfall that will be made up in April–at the cost of my projected savings.
While this month hasn’t been a complete loss due to being able to actually put away $1,000, I have plenty of work ahead of me to ensure that April doesn’t end up the same way (this amount was already transferred to savings, so I chose to carry a deficit into April’s savings instead of transferring the $$ back into my checking–this will also give me motivation to earn some extra income in April in hopes of making up for the $200 savings loss).
The two biggest factors were a significant car repair ($1,722) and my miscellaneous spending explosion on my birthday. Here’s where the numbers for the latter stand:
Medical: $25.00
Cash: $20.00
Condo Reno: $0.00
Clothes: $61.69
Eating Out: $211.91
Groceries: $18.75
Gas: $116.41
Alcohol: $59.95
Misc: $485.21
TOTAL: $998.92
April is officially a No-Spend Month for me. Anyone care to join??
I will be joining you.I was supposed to be stocking up this month… that just DID NOT happen. and I managed to put virtually nothing into savings.Good for you for still managing 1,000 that will come in handy one day!
I will follow you, as April is an automatic no spend for me because I already spent April's money in March. Ugh. I'll have 3 birthdays, a confirmation, and 25 people at my house for dinner in April. This should be a nice challenge! !
April a no spend month for me too!At least you still put £1k away
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