As I type this post, I’m waiting to hear back about the final decision regarding a job I’ve been interviewing for recently. The job itself is a fantastic opportunity (even if it is a full-time job back in the office) and I hope things come together. I could potentially know their decision this afternoon, in which case I’ll post an updated goals list later. However, until that offer letter is signed, sealed, and delivered, I’m not counting on anything.
That means that my June budget is an absolute disaster. As it stands right now, I’m $416 in the hole due to my 6-month car insurance premium coming due this month (of course!) and extra retirement auto-deductions because this is a three-paycheck month for my part-time job.
Of course I could simply pull $$ out of savings to cover this shortage, but I really like the idea of challenging myself to find ways to bring in the extra cash. I haven’t counted the income I’ll make from working for LUNA later in the month, so I’ve got a bit of a head start (I don’t know exactly how many hours I’ll end up working yet, so I’d rather wait to calculate my potential haul until they give me a schedule). For the remaining money, I’ll be turning to my love of working side gigs from Craigslist to cover the shortage.
Wish me luck because this month could be interesting!!!
Financial Goals:
- $1,000 into retirement accounts
- $472 for car insurance premium
- $300 into regular savings (an auto-debit from PT paycheck)
- Limit variable spending to $400
Household Goals:
- Complete master bath back splash project
- Finish concrete walkway demo/re-grading
Personal Goals:
- Secure a new FT job
- Begin my training for the Chicago Marathon
- Survive the month!!!
What are your June goals?
Photo credit: Dworianyn
Good luck with your June goals. I hope you get a great job!
Thanks, Michelle–I hope so, too!
Complete bathroom remodel and put $1000 towards various savings goals. Very doable with 3 paychecks this month
Those sound great; good luck this month!
Junes goals are: Get the refi done….still waiting. Start operation kill camper loan. Combine our savings and checking accounts. Start emergency fund and other funds for stuff we want.
Good luck with your June goals, and hopefully you land that job you want.
I'm sending good vibes your way for the re-fi! Operation kill camper loan sounds great, too…haha! Good luck
Crossing my fingers that you get the job Jen! It seems like so many of us are embarking on new chapters of our lives. I'm so glad we all get to go through it together so we're not alone!
Good luck with this month!
I know–it's crazy! But it's great to have some extra support during times like these…
Great goals — good luck on the job front! Hope this comment finds you celebrating!
Thanks, Kathleen! No celebrations yet, but hopefully soon. Hope June is great for you!
This is your simplest month I've seen ever. It really is smart. My June budget actually started in the hole as well and I was going to make up for it by creating a buffer from my savings. What I did instead was to move the last weeks paycheck from May and add it to June's income. I also put in some overtime already so that will help as well. July will be my most expensive month in history. I have my full year's car insurance due and it may go up due to an accident I had
I expected to see the DIY projects on your BF's condo moved to this month but you dropped them… did you finish them already or did you put them on hold until you get your full time job secured once more?
Yikes! I hope everything is OK!
They're mostly finished but honestly I just want to focus on getting through the month and figuring out my next steps professionally. I'm a bit overwhelmed with some aspects of this transition, so I want to make sure I'm taking care of myself as much as possible. If I end up doing some extra bits, I'll put those in the re-cap
Good luck on the job front! You are so ambitious and energetic, if they don't hire you…their loss!
Thank you!!! I sure hope things work out well. It seems like they will, but this unknown phase is killing me!